The down payment required to buy a house in Manitoba, Canada, can vary depending on several factors, including the purchase price of the home and the type of mortgage you qualify for. In Canada, the minimum down payment required for a home purchase is based on the purchase price of the property and is regulated by the Canadian Mortgage and Housing Corporation (CMHC). As of my last knowledge update in January 2022, the minimum down payment requirements were as follows:

1. For homes with a purchase price of up to $500,000:
   • Minimum down payment: 5% of the purchase price
2. For homes with a purchase price between $500,000 and $1 million:
   • 5% on the first $500,000 of the purchase price
   • 10% on the portion of the purchase price above $500,000
3. For homes with a purchase price over $1 million:
   • A down payment of at least 20% is typically required.

It’s important to note that these are the minimum down payment requirements, and lenders may have their own criteria. Additionally, if your down payment is less than 20% of the purchase price, you will generally be required to purchase mortgage default insurance through CMHC or other mortgage insurance providers, which adds an additional cost to your mortgage.

Please keep in mind that mortgage rules and regulations can change over time, and it’s advisable to consult with a mortgage broker or a financial institution in Manitoba to get the most up-to-date information on down payment requirements and mortgage options for your specific situation.